If you are age 55 or over and a homeowner, you may be able to release a tax-free lump sum or an income from your property by taking out an equity release plan.
Use our free calculator to find out how much.
A quick and easy way to identify some of the best value Equity Release deals available from leading UK providers.
Our innovative and unique quote system allows you to carry out your own research to assess the Equity Release market. You can review current rates, fees and special offers obtained through "mortgage clubs" who receive cases from Independent Financial Advisers like us. These preferential rates may include free valuations, a free or reduced arrangement fee, a reduced rate of interest or a combination of these. The results screen allows you to drill down on each product to find out more. If, after you have compared the market market, if you wish to proceed, you can complete our online Suitability Questionnaire and we can help you decide which is the most appropriate and best value of the three types of Equity Release- Lifetime Mortgages, Home Reversions or Retirement Mortgages. Because we keep the costs down, this enables us to pass on the saving to you by not charging you a fee, even if the case does not complete.
- It takes into account medical underwriting for enhanced lending.
- You can add features such as Equity Protection.
- It includes properties held as second homes or holiday properties.
- You can specify a Reserve amount which you can always access in the future for Drawdown cases.
- You can choose whether you want equity to be released in the form of an income or a lump sum.
- You can specify to exclude or include Lifetime Mortgages with Early Repayment Penalties, either Fixed or Variable.
To see examples of our Equity Release quote system, which show interest rates, fees, special offers and maximum lending from the whole of the Equity Release market, see our screenshots of the quote results section.
You can use our Equity Release quote system assured that we will not contact you unless you ask us to. We do not share your information with any third parties except for the Financial Conduct Authority, who regulate us.